Business Loans Mumbai

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Business Loans

Loans to help you grow your Business

Increase OD/CC limit: Many banks dont increase your limit, even when you have healthy transactions. We will help you get the increased limit. We can also help you reduce the interest rate.

Maximum Term Loan Amount: Finding it difficult to raise the money for your business? We have a special process for complex cases, where we try to structure a loan, according to your specific case.

Project Loan: We give you project loans for expansion of a business. Builders, Manufacturers, Jewellers,Exporters, Importers SMEs,MSMEs are our clients.


Contact us at 8879929235 to reduce the rate of interest, and/or increase amount of your Loan or OD/CC facility.
EzCredit Business Loans, APPLY NOW
Our Business Loan features
Special approach for difficult cases
Best interest rates in the market
Term Loans, Machinery finance, OD/CC, packing Credit, Foreign Currency term loans, LC, BG
Maximum possible loan amount with your existing income
Experts to guide you through the Loan process
Tie up with more than 14 banks and NBFCs around Mumbai.
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  Company name  
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Business loan Eligibility
Interest rates
Loan Eligibility

The most important thing to remember is that you should have the capacity to repay the loan based on your current income. Projected income is not a good indicator of your loan amount eligibility.

Some of the important eligibility criteria are as follows:

If taking a business loan, the business needs to be in existance for atleast 3 years NRI or resident Indians Have a good CIBIL credit score Capability to pay EMI from the first month


Business loan interest rates
Loan against property
(Monthly reducing balance)
11.5% to 14.25% floating.
OD/CC 14.5% to 18% floating.
Machinery Loan 14.5% to 18% floating.
Balance Transfer and top up
(Bigger loan on existing property)
10.5% for existing amount and 11.5% for topup

What are the top 5 reasons for a loan application to be rejected, or not accepted?

These are the common reasons for a loan application to be rejected 1. Property documents not complete 2. EMI bounces in existing Loans 3. Over Leveraged, Have taken too many loans, and all income is going in the EMI for current loans 4. Income not sufficient for the amount of loan required 5. Lying about things. Any inconsistency in what you say, will lead to a cancellation of application.